This achievement can be rushed in the very beginning of the game by starting the new scenario using customized option Full Deck. But after the tutorial you wouldn't have any character that has all five cards slots opened, so it would be also necessary to complete the first tactical mission after tutorial. Then Father would have all five card slots available in the character screen and all you need it to select five cards from the same column for him and add joker card. Achievement would pop-up once you accept the card selection.