To start off, when you purchase a house and are in debt, I MEAN A LOT IN DEBT, go to the decorations options and look for a painting that is white and had sculpturees stuck on it. It will cost you about $275 and you should buy at least 10 of the paintings. Wait for 14 hours and then the painting will have increased in value up to $1600-$1800 and then you sell it. Your money will go up DRAMATICALLY and continue the process. HINT: Only use it when you are poor, it becomes no fun if you are too rich. Enjoy cheating without cheating!