Money
The fastest way to earn money early in the game is to catch fish and sell them. Stock the fishmonger as often as possible. As soon a fish has been sold, return there and restock. Try to catch Golden Pike followed by Rubyfish. Save Stonefish for construction projects. Do not participate in expensive quests. The only disadvantage for turning down a quest is forfeiting its reward. If someone asks you to buy new clothes, just refuse them. They will usually give you less gold than what it cost to purchase the clothing. Only take quests that reward more than they cost. You do not have to complete quests that you accepted. If you took a unprofitable quest, just leave it outstanding. It will time out and disappear after twelve hours. Check in at the Larona Village town hall to get rewards from completing achievements. The yellow booth behind the mayor's desk will sparkle when a coin or pearl reward is available. Play sailing mini-games. If you finish in first place you will get an item that you can sell. If not, you will still earn a few coins. If you are about to stop playing for awhile, use your sailing energy to get those rewards. The Fast Lane and Feeding Frenzy mini-games will reward you with items that can be sold at the Fishmonger's stall.