If your character is ever stranded in the water, try to stay near large objects or boats in the water while swimming. As long as you are near a large object, the shark will not attack and you will even be able to sprint swim to other large objects (as long as they are not far away), until you get to a place that is out of danger. Additionally, if you have no soundtrack playing at the time the music will change to a "Jaws"-like tune. This indicates that the shark is after you; find a large object to swim to quickly.
Cheat Mode
Enter The Codes at the Cheats Menu
Code - Effect
WHITESH - White Suit w/ Shades
WHITE - White Suit
TIGERSH - Tiger Shirt w/ Shades
TIGSHRT - Tiger Shirt
BUMMER - Stampede
TANSHRT - Sandy Shirt
TANSH - Sandy Shirt w/ Shades
FPATCH - 1,000 Balls
OLDFAST - Antique Racer
666999 - Bacinari
BLACK - Black Suit
BLUE - Blue Suit
BLUESH - Blue Suit w/ Shades
TUNEME - BReal "The World is Yours" music track
DOZER - Bulldozer
MARTHA - Change time of day
FLYSTRT - Decrease Cop Heat
NOBALLS - Decrease Gang Heat
DUMPER - Dumptruck
AMMO - Fill Ammo
MEDIK - Fill Health
GREY - Grey Suit
GREYSH - Grey Suit w/ Shades
DONUT - Increase Cop Heat
GOBALLS - Increase Gang Heat
SHAZAAM - Lightning
RAINY - Rain
Easy money
Go down the road from your mansion. Teft turn at the end to the parking lot where the trailer is parked in the corner of the yellowish brick wall. Enable the "1,000 Balls" code to fill your Balls meter. After enabling the code, exchange your Balls for money. Repeat this as many times as desired. The higher your rep, the more money you will get for your Balls.
In Little Havana, start at the front entrance of Pedro's pawn shop. Go south until you get to the auto clinic then turn right. At the southern end of the auto clinic building you will see a yellow pole separating the building and a wall. Go through this small doorway and all the way to the back to find a sperm bank, where you can sell your Balls. Keep enabling the "1,000 Balls" code and selling your Balls to get an unlimited amount of money.
Go to the industrial zone and look for the sperm bank. They will give you $25,000 for your Balls. Enable the "1,000 Balls" code and just keep cashing in your Balls.
On Sandman Island, look for any Sandman leads that put you in a boat. Shoot the targets, then destroy their boats to have two crates appear; one with money and one with ammunition. Collect both crates for a nice amount of ammunition and money. This is an easy way to get money and ammunition, since you do not have any time limits on the boat missions.
To get better deals from drug suppliers, make sure your Gang Heat is low. You will get more product for the same amount of money. This especially helps if your Gang Heat and Cop Heat is at zero. 30 kg at $100,000 should net you $13 to $15 million.
On the island with the docks and winding roads, go by where the docks are located, at the top right corner of the island on the map. Follow the road to the building (the orange spot with the bank symbol on it). There should be a building with a sign that reads "Bodog"; it is a bar. There should be a cage as soon as you walk in, where you can bet on cock fights and people fighting. You can bet as high as $25,000. There is also a casino in that building where you can also make money.
First sell the drugs then shoot the drug dealer in the legs. Do not kill him. If you kill him you will get gang heat. Let your henchmen make the kill. You will not get any gang heat.
Call your driver and keep your henchman. Go to the small dealers and sell cocaine to them. After the sale, push them to make them shoot at you. Then, pull out your gun but do not shoot at them. Your henchman will kill them for you. You will not gain any gang heat and will get the cocaine and money.
When you are in a gang's territory enable the BUMMER code. Kill all the gang members. When you are done, get out of the car and collect all the money. You will have at least $20,000.
If you have some keys in your warehouse then you can distribute them. Enable the "Decrease Gang Heat" code then grab the first two boxes. Lower you gang heat with the "Decrease Gang Heat" code, then grab another one. Once again, lower you heat. Keep repeating this. There will be no chases or attacks on your turf. Note: This was done with all gangs killed in both areas.
Go to the island. Begin to search and kill as many gangsters as you can find. Each one will generally drop about $10,000 if you eliminate the entire group.
Easy money and drugs
After selling drugs to a dealer, kill him and take his money and drugs.
Evading sharks
If you are stranded out at sea, call a boat quickly. This keeps the shark from coming after you. If you are on a mission, you might be unable to call a boat. If this happens get to an island quickly (especially if you have lots of money). This scenario will most likely happen in the islands. If you are unable to call a boat, keep moving and do not stop. Swim to the nearest island regardless how far away from the mainland it is. Observe your surroundings. Determine which island is closer, and swim there. If you survive the swim, do the same with the next. Continue with this tactic until you are safe. However, there is a 75% chance this will fail. Do not swim for the mainland unless you are sure you can make it.
Execution attack
You can finish off an enemy on the spot by knocking him to the ground. Once he is on the ground and is getting up, go over him and look down while holding a weapon. If you press [Fire], Tony will execute a Mortal Kombat-like fatality while saying things like, "See you in Hell mother******".
Finding Gomez mission: Easier completion
When doing the first mission against Gasper Gomez, take out the helicopter when you are in his lounge. Taking out one will keep both of them for pursuing you as you are attempting to get the cash to your bank in the armored car.
Get stronger weapons earlier
Some characters like the assassin and enforcer have stronger weapons. For example, play as the enforcer and call for one of Tony's cars. Once it arrives, go to the weapons trunk. Place the grenade launcher in the trunk, then switch back to Tony. When you go to the weapons trunk, the grenade launcher will still be there. You can do the same thing with the assassin to get the PSG-1.
Increase health
After you collect enough balls (possibly about 400,000) and you have found the girl in the black dress and she is at your mansion, go to your business page. If it mentions something about a gift from her, go to your mansion and talk to her. You will get a permanent health increase. This can be done with the other girls as well, so start collecting them.
Interest rates
The higher your cop heat is, the higher your rates will be at the bank.
Keeping visibility low during gang fight
Upgrade the Micro SMG three times. The third upgrade results in a silencer which cuts visibility by half or reduces it to none during a fight (unless you are out in the open). Note: The .48 pistol on its first upgrade also has a silencer which also can assist during this.
Killing gang members
Enable the "Bodog Stampede" code. Then, go after the gangs with it. The gun will have infinite ammunition and enough armor to take them all out. If the vehicle becomes badly damaged, enable the "Repair vehicle" code. However, you must move the Bodog Stampede once in awhile or they will pull you out. This also is very useful when taking over the storehouses because of all the armor it has.
Lowering gang heat
Note: This trick can also be used for easy money. Go to the island and shoot as many gangsters as you can find. Stay as long as desired and collect as much coke as possible. If you stay long enough, you will have full gang heat when you return. After collecting about 2,000 to 3,000 grams, return to Miami with a plane. Once you return, call your car as soon as possible. If a front is not attacked when you arrive, the gangs will come after you. Survive their attack or defend your front. Once done with any other annoyances, begin to sell as much coke as possible. Each 100 gram can lower your heat gang heat by 300 per successful transaction. By the time you are done, your heat will be at zero and you will have lots of extra money, which you should launder as soon as possible. It is also a good idea to do this before distributing kilos of coke because low gang heat during a distribution mission will result in very little attackers and almost no chance of a front being attacked during it.
Use the following trick to keeping your heat low during a gang fight. Go into blind rage at the start when there are plenty of people nearby. You will generate no visibility during blind rage. Use this to eliminate as many gangsters as possible before risking your visibility.
Montana investments
You can find these under the "Exotics" menu, and "Investments" option. The purpose of the investments is to provide different upgrades. You will need at least $1.5 million ($40 million for Montana Legal and $20 million for Montana Sports) to purchase most of these investments. The investments will help you level up faster.
Montana Records: Unlocks new music tracks and create a new playlist.
Montana Holdings: Fronts will cost you 10% less to purchase.
Montana Fitness: All your henchmen gain 50% health.
Montana Productions: Unlocks all of Tony's clothing options in the cheat menu.
Montana Legal: Visibility Events reduced by half (cops look the other way).
Montana Sports: Maximum bets go up for all your gambling.
Montana Financial: Launder all of your cash with 0% interest.
Montana Defense: Carry an extra weapon and maximum ammunition.
During the mission when you have to kill Nacho, there will be a point where two snipers will guard one area. These snipers are deadly and will usually kill you. There are four ways to defeat them. The first is to conceal yourself and shoot the fuel barrels. They will generate a cloud of smoke that you can use as cover. Move quickly when doing this because the smoke does not last too long. After you shoot a barrel, advance and dive for cover. If you die doing this, this tactic can no longer be used the Xbox version, due to unexplained reasons. The barrels will disappear and the tanker may become invisible. The other tactic is to advance quick and slow. Dive for cover, then advance very slowly up there. If you go behind boxes with nothing stacked on top of them, you will need to duck. Once you get three-quarters of the way there and if you have plenty of life, storm up there and finish them. This can also be done another way; shoot as you advance up there. This causes the snipers to hesitate slightly. Use this opportunity to get as close as you can. If all else fails, you can go back and build up rage mode. You are invincible during this. Use this as a way to kill the snipers.
Shark attack
Save the game before attempting this trick. Go into the ocean from anywhere and start swimming, preferably away from land. After a while a giant shark should will appear and eat Tony.
Taking a car without cop heat
The only way to get a car off the road is to get in front of it and push T. Keep pressing it. If the person gets out, you get balls.