Play the game with a saved game from Tiger Woods PGA Tour 2003, to get a $50,000 bonus when starting a new character. Use all your money on 'Attributes' and increase them all evenly in 5% increments. When you join the tour, assuming that you have had enough practice, you will be at even (most likely better) skill then the rest of the field. Make the first upgrades only after getting your first sponsorship. If you increase the percentages evenly and only buy some equipment through the end of January, you should be on top of the leader board and swimming in cash for the beginning of the 'Hard' courses and players in February.